Home Loan EMI Calculator

Plan your dream home with our precise EMI planner. Supports pre-payment and tenure adjustment.

Loan Details
Amortization Curve
Loan Summary
Monthly EMI
₹44,186
Total Interest₹56,04,529
Total Payable₹1,06,04,529

Expert Tip

Try enabling Prepayment. Even a small extra payment of ₹5,000/month can reduce your tenure by years and save lakhs in interest.

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How to calculate Home Loan EMI?

Equated Monthly Installment (EMI) is the fixed amount you pay to the bank every month. It consists of principal repayment and interest payment.

Formula Used

EMI = [P x R x (1+R)^N]/[(1+R)^N-1]

  • P = Principal Loan Amount
  • R = Monthly Interest Rate (Annual Rate/12/100)
  • N = Loan Tenure in Months
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