First Step of Investing
Emergency Fund Calculator
Before you invest, you must insure. Build a safety net that lets you sleep peacefully at night.
Safety Net
Calculate how much you need for a rainy day.
Rent, Food, Utilities, EMIs, Insurance.
6 Months
3 Months (Risky)6 Months (Standard)12 Months (Safe)
Target Emergency Fund
$18,000
Gap to Goal
You need $13,000 more to be fully secure.
How much is enough?
Financial experts recommend keeping 3 to 6 months of essential living expenses in a liquid fund.
- Salaried (Secure Job): 3-4 months
- Freelancer / Business: 6-12 months
- Single Income Family: 9-12 months
Where to park it?
Do not chase returns here. Liquidity is king. Keep it in a High Yield Savings Account or a Sweep-in FD where you can access it instantly.
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