SIP Calculator
Systematic Investment Plans (SIP) are the disciplined way to build wealth. Calculate your future corpus based on monthly investments.
Unlock professional scenarios to minimize interest load, accelerate retirement goals, or harvest up to 30% tax savings using our advanced GPT-4 financial logic.
Wealth Projection Report
CostSmart Calculator Hub
May 27, 2026
Executive Summary
Detailed Financial Breakdown
| Metric | Value |
|---|---|
| Compound Growth Rate | 12% Per Annum |
| Duration modeled | 20 Years |
| Total Capital Invested | ₹12,00,000 |
| Total Net Wealth Gained | +₹37,95,740 |
| Total Portfolio Value | ₹49,95,740 |
Smart Insights
By keeping your funds invested, the power of compound interest accelerates. Over a 20-year timeline at 12% return, your net capital gain accounts for 76% of your total future net worth. This illustrates how consistency and timeline yield dramatic wealth effects.
Generated by CostSmart Investment Return Calculator. Growth modeling is based on standard interest compounding frequencies.
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Why SIPs Work
Rupee Cost Averaging: You buy more units when markets are low and fewer when they are high. This averages out your purchase cost over time.
Expected Returns
- Equity Funds: 10-15% (Long Term)
- Debt Funds: 6-8% (Low Risk)
- Hybrid Funds: 8-12% (Balanced)