Home Loan EMI Calculator for Chennai

Planning to buy a home in Chennai, Tamil Nadu? Use our specialized calculator to estimate your monthly EMI based on local property trends.

Loan Details

Loan Amount (₹7,500,000)

Interest Rate (%)

Tenure (Years)

Loan Purpose (Optional)

Enable Prepayment

Amortization Curve

Loan Summary

Monthly EMI

₹65,087

Total Interest₹8,120,818

Total Payable₹15,620,818

Expert Tip

Try enabling Prepayment. Even a small extra payment of ₹5,000/month can reduce your tenure by years and save lakhs in interest.

Buying a Home in Chennai?

Real estate in Chennai is a significant investment. With property prices in metropolitan areas on the rise, calculating your exact EMI burden is crucial before applying for a loan.

Why Chennai Homeowners need accurate planning

The cost of living in Chennai (Tier 1) impacts your disposable income. Banks usually recommend that your Home Loan EMI should not exceed 40% of your monthly income. Use the slider above to adjust the loan amount (defaulted to ₹75.0 Lakhs for Chennai market standards) and find a tenure that keeps your finances comfortable.

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Home Loan EMI Calculator Chennai - Current Rates 2025